Getting into a car accident can be distressing, but discovering the at-fault driver lacks insurance can amplify stress and uncertainty. Uninsured driver accidents present unique challenges for victims. In many states, auto insurance is mandatory. But what happens in a no-insurance accident?
Despite many states having auto insurance mandates, some drivers operate motor vehicles without coverage. This puts other motorists at risk. Coverage is meant to protect you if you’re injured in a car accident by a driver lacking insurance or in hit-and-run scenarios.
Uninsured motorist (UM) coverage can help pay for property damages, medical expenses, lost wages, and other injury-related costs. If you don’t have car insurance and are injured by an uninsured driver, you can still be eligible for compensation through the UM coverage of a household member’s policy or other available benefits. Curious about your rights and responsibilities? Contact Sullivan & Sullivan today to schedule a consultation and discuss your case.
You have at least two options after uninsured driver accidents, including filing a lawsuit against the uninsured driver. However, collecting compensation can be challenging if the other driver lacks assets or income. Assess the viability of a lawsuit with a legal professional to understand your rights and explore all available avenues for compensation.
A personal injury attorney can assist with insurance company negotiations and help pursue legal action if necessary. For more information, reach out to Sullivan & Sullivan personal injury attorneys.
Prioritize safety first.
A police report will provide an official record of what happened, who was involved, and where the incident took place.
This evidence can help support your insurance claim, so document the scene by noting license plate numbers and gathering witness statements.
Medical records will be vital to your claim during uninsured driver accidents.
Explore your rights and legal options with an experienced accident attorney today.
Your personal injury attorney can help investigate hit-and-run cases by gathering security footage, tracking witness statements, and filing necessary paperwork to initiate a claim through your insurer or the uninsured driver’s benefit.
You are entitled to seek compensation for a wide range of losses when injured in a no-insurance accident. A skilled attorney can help you document and pursue damages for medical expenses, lost wages, pain and suffering, vehicle damage, and out-of-pocket expenses.
For example, missed time from work and reduced earning capacity may be considered if your injuries affect your ability to return to the same job. You can even seek compensation for physical pain, emotional distress, PTSD, anxiety, and diminished quality of life.
Don’t wait to contact a head-on collision lawyer. Your physical and financial recovery depends on the legal expertise you seek today. Let our personal injury attorneys help you get justice. Schedule a confidential consultation with us today.
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